You do not have to own everything

Leasing enables you to keep your machinery and equipment in a good condition and working order without having to invest a lot of capital.

What is leasing?

Leasing means long-term rental of movable fixed assets. It is the right fit for your company if you are planning to acquire equipment or machinery that will lose its value quickly and your company does not want to tie up assets in owning it.

Leasing means long-term rental of movable fixed assets. A lease agreement is typically concluded between three parties: the vendor of the machine or equipment, Nordea Finance as the lessor and your company as the lessee.

To put it simply, we will buy the equipment from the vendor and rent it to your company for a predetermined monthly lease payment.

There are also alternatives to leasing – your company can take out a loan to pay for the machinery or equipment or enter into a hire purchase agreement with the company that sells the equipment. If neither of these feel right, we recommend learning more about leasing.

In most cases, our customers have leased vehicles, IT or office equipment, medical equipment or other machinery and equipment.

With leasing, your company does not need large amounts of capital and the lease payments are amortised over the period during which the machinery or equipment is used. There is no need for separate security, either, as the machine or equipment to be acquired will be used as security.

Read more about our leasing options below and contact us.

You may find these useful

  • You can see the tariff at the end of this page.
  • The most used documents for leasing are at the end of this page.

Financial leasing Opens new window

Financial leasing is a smart way to take care of your company’s car needs. The car is used as security and there are no restrictions regarding kilometre allowances.

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FiksuDiili Opens new window

With Laakkonen’s FiksuDiili private leasing, you can hit the road in a new car without having to make a down payment. You just pay a fixed monthly lease and get to use a new car for 2–4 years, depending on your needs.

Read more about FiksuDiili Opens new window

Full-service leasing Opens new window

Full-service leasing is a long-term equipment or car rental which includes a wide range of services and the possibility to add additional services. It is a convenient solution in which the leasing company owns the equipment and the cars, bears the depreciation risk and covers all costs related to technical servicing and repairs.

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Nordea Techfleet

Our comprehensive service solution helps your business with the lifecycle management of your tech equipment. With Nordea Techfleet, you can acquire and fund all necessary ICT and medical equipment within the leasing limit granted.

Read more about Nordea Techfleet

AssetMaster Opens new window

AssetMaster is a comprehensive solution for your company to finance and manage your movable fixed assets cost-effectively.

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Tariff