Flexibility for student life with Mastercard

Studying is the best investment you can make in yourself and your future. A credit card can help you make the most of your student life. Nordea Finance offers TUOHI, Finnair Plus and Stockmann Mastercards to students.

Don’t forget to manage your finances during your studies – live comfortably while studying and also plan ahead.

As a university student, you can apply for a Tuohi, Finnair Plus or Stockmann Mastercard and get a credit limit of up to 2,000 euros. These international Mastercards allow you to pay for your purchases practically anywhere in the world. You will not be charged any opening or annual fees for your Tuohi or Stockmann Mastercard. The account management fee is only charged when you have outstanding debt. The annual fee for the Finnair Plus Mastercard is 60 euros. 

You can apply for a Tuohi, Finnair Plus or Stockmann Mastercard if you are a student at a Finnish university or university of applied sciences, you have a clean credit history and you have not been granted any other type of credit by Nordea Group. Having a student loan, however, does not prevent you from applying.  

You may apply for a card once you have been admitted to a university of applied sciences or other university. We don’t require students to be employed or to have income to qualify for a credit card, and offer a credit limit of up to 2,000 euros.

How to apply for a credit card? 

  1. You can submit your application using the online banking codes you have from your bank by clicking the links above. 
  2. When filling in your application, enter “student” as your profession, the name of your university as your employer and the start date of your studies as the start date of your employment. Fill in the other fields normally. 
  3. We will also need proof of your studies at a university of applied sciences or other university (your letter of admission or a copy of your student card). For example, a PDF printout of your student record is sufficient. Send the record to Nordea Finance online via Nordea’s OmapostiOpens new window service. 
  4. We will contact you about your credit card application via the Omaposti service after we have made the credit decision.
  5. If you have any questions about Tuohi, Finnair Plus or Stockmann Mastercards, contact our Customer Service.

Tuohi Mastercard 

Tuohi Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 27.6% and the price of credit is 1,708 euros, when the nominal interest rate is the 3-month Euribor (August 2021) + 14% and the monthly account management fee of 5 euros and the paper invoice fee of 3 euros have been taken into account. Tuohi Mastercard is a continuous credit facility which is valid until further notice, with a credit limit of 2,000–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Stockmann Mastercard

Stockmann Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 24.1 % and the price of credit is 1,683 euros, when the nominal interest rate is the 3-month Euribor (August 2021) + 12.5% and the monthly account management fee of 4 euros and the paper invoice fee of 3 euros have been taken into account. Stockmann Mastercard is a continuous credit facility which is valid until further notice, with a credit limit of 1,500–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Finnair Plus Mastercard

Finnair Plus Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 24.6% and the price of the credit is 1,687 euros when the nominal interest is the 3-month Euribor (August 2021) + 11.5% and the annual fee of 60 euros for the principal card and the monthly paper invoice fee of 3 euros have been taken into account. Finnair Plus Mastercard is a continuous credit facility which is valid until further notice, with a credit limit of 2,000–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Stockmann Mastercard Opens new window

Flexible payment terms and the benefits of the Stockmann Loyal Customer programme with one and the same card. Get more out of the Stockmann Loyal Customer programme by doing all your shopping using one card. You can also join the Stockmann Loyal Customer programme, if you are not a member yet.

Read more about Stockmann Mastercard Opens new window

Finnair Plus Mastercard Opens new window

Trips, shopping and full membership benefits all in one card. Earn Finnair Plus points for every purchase you make with your Finnair Plus Mastercard’s credit facility.

Read more about Finnair Plus Mastercard Opens new window

Tuohi Mastercard Opens new window

A flexible credit card with no annual fee. With Tuohi, you can do your shopping in Finland, abroad, online and on mobile. Tuohi PriceGuard Insurance guarantees you the best price on the market.

Read more about Tuohi Mastercard Opens new window

OmaLuotto – manage your credit card anytime

What is my credit balance? How can I transfer money from credit to my bank account? Find the answers to these and many other questions in the OmaLuotto service – regardless of who you bank with.

Go to the OmaLuotto pages and start using the service