Purchases made simple
Finance on everything from products to services
Joustorahoitus is suitable for financing all equipment, recreational products and construction and renovation projects. It is also a great solution for paying your medical expenses, dental care or plastic surgery. Everyone has their own plans and no dream is too big or crazy!
- You can apply for Joustorahoitus when making purchases at a store that offers Joustorahoitus. Once your application is approved, you can go ahead and make your first purchase.
- Get a loan up to 25,000 euros.
- No annual fee.
- Repayment period of up to 7 years.
- Available to any bank’s customers.
- No down payment, guarantors or security required.
Pay back in instalments you can afford
When applying for Joustorahoitus, you can agree on a monthly payment that suits you (between 1.2 % and 10 % of the highest credit amount used). When you receive the invoice, it is up to you to decide if you want to pay the minimum instalment, the total amount or something in-between.
The interest rate on Joustorahoitus is the 3-month Euribor added with 4.7–12.0 percentage points (variation range). For example, when the nominal interest is the 3-month Euribor (June 2020) + 8%, the annual percentage rate of charge on 5,000 euros of outstanding credit is 13.9% and the price of credit is 5,361 euros, or when the nominal interest is the 3-month Euribor (June 2020) + 12.0%, the annual percentage rate of charge on 5,000 euros of outstanding credit is 18.4% and the price of credit is 5,472 euros. The calculation includes the monthly account management fee of 12.50 euros. Joustorahoitus is a continuous credit facility which is valid until further notice. The credit limit is 1,000–50,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.