In OmaLuotto service, you can manage your Joustorahoitus and credit card matters easily and securely when it best suits you

As a Joustorahoitus or a credit card customer, you have access to Nordea Finance’s new OmaLuotto service, where you can transfer money to your account and change the due date etc.

OmaLuotto is always available

You can also use the OmaLuotto service easily with your smartphone or tablet. Read more about the service features and start using OmaLuotto right away! Click the link below to see the products, product information and tariffs on the product page.

Read the brochure on the OmaLuotto service (pdf, 824KB) Opens new window

Nordea Finance’s OmaLuotto service is an easy and secure way for you to handle all credit-related matters when it suits you best. You can transfer money from your credit account to your bank account and change the due date of your invoice, for example. Using the service itself is free of charge but some features are subject to a fee.

Read more about the OmaLuotto service Opens new window

OmaLuotto to replace eService Opens new window

If you have a credit card from Nordea Finance (Stockmann Mastercard, Finnair Plus Mastercard, TUOHI Mastercard or Käyttöluotto), you have probably used eService to handle your credit. The eService is now closed and, in the future,, you can manage your credit account in our new service, OmaLuotto. If you have Nordea’s netbank credentials, you can use the new netbank and Mobile bank.

Go to Nordea’s website Opens new window

Most frequently used services

Log in to the service with your bank’s online banking codes. The use of the service is free of charge. You can see the costs charged for some measures made in the service on the product pages. We recommend Google Chrome for using the service.

Browse your transactions

You can view the latest 200 transactions, such as purchases made with the credit facility, money transfers and payments.

Read more

Change the monthly repayment of your credit

Change your monthly payment by adjusting the repayment percentage. The repayment percentage you choose determines the minimum instalment on your monthly invoice, but you may always pay more or less or even pay off the credit altogether.

Read more

Transfer money to your bank account

With the money transfer functionality, you can transfer money from credit to your own bank account with a Finnish bank.

Read more

Change the due date of your invoice

If the due date is no longer appropriate you can make the change under ‘Change due date’ or ‘Credit account settings’

Read more

See how easy OmaLuotto service is

In OmaLuotto service, you can manage your credit matters easily and securely when it best suits you. Watch short video about OmaLuotto.

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What OmaLuotto service is?

What OmaLuotto service is?

As a Joustorahoitus or a credit card customer, you have access to Nordea Finance’s new OmaLuotto service, where you can transfer money to your account and change the due date etc. You can also use the OmaLuotto service easily with your smart phone or tablet.

Log in to Omaposti with your bank’s online banking codes. The use of the service is free of charge. You can see the costs charged for some measures made in the service on the product pages. Click the product name in the adjacent table to get to the product pages. 

Upon the first login, you must read and accept the service’s terms of use, after which the service will be available to you whenever you need it, also as a mobile service.

In the OmaLuotto service, you can tend to your Joustorahoitus and credit card matters 24/7

You can, for example, make a money transfer from your credit account to your bank account, change the due date of your invoice or choose instalment-free months. Read more about the OmaLuotto functionalities below and start using OmaLuotto right away.

How to activate OmaLuotto services
Money from your credit to your bank account
Change the monthly repayment of your credit
Take a payment holiday
Change the due date
Browse your transactions
View your invoices
Security limits, region block and internet usage
Update ‘My details’
Termination of credit
Terms and conditions