Tuohi Mastercard. The other card.

It always pays to check the other price. You may sometimes find out that an item you just bought is sold at a cheaper price in a next-door shop. For such situations, unique PriceGuard Insurance has been added to your Tuohi Mastercard.

If you find a product you bought with your Tuohi Mastercard at a cheaper price within a month, you can seek compensation for the price difference from the PriceGuard Insurance included in your card. If the insurance terms and conditions are met, the difference will be credited to your account directly.

Read more about PriceGuard Insurance

Your credit companion with no annual fee

Tuohi Mastercard is a credit card issued by Nordea Finance Finland Ltd without any annual fee. You can apply for a card easily online regardless of which bank’s customer you are. Tuohi Mastercards are accepted as means of payment anywhere Mastercards are accepted, and of course also online. As a holder of Tuohi Mastercard, you can pay your purchases in instalments, withdraw cash at ATMs in Finland and abroad and transfer cash from your credit facility to your bank account. The unique PriceGuard Insurance included in Tuohi Mastercards guarantees you the best price on the market.

Tuohi Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 27.6% and the price of credit is 1,708 euros, when the nominal interest rate is the 3-month Euribor (February 2021) + 14% and the monthly account management fee of 5 euros and the paper invoice fee of 3 euros have been taken into account. Tuohi Mastercard is a continuous credit facility which is valid until further notice, with a credit limit of 2,000–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

• Choose a suitable credit limit between 2,000 and 10,000 euros. Should your need for credit change, you can apply for a raise to your current credit limit. You always get the credit decision instantly. Use our credit calculator to find the optimal credit limit and monthly payment for you.Opens new window

   

• Includes unique PriceGuard Insurance.
• Average interest-free payment period of 30 days.
• No opening or annual fees.
• You decide the amount of your repayments.
• Use your bank’s online banking codes to apply.
• Besides on this page, you can apply for a Tuohi Mastercard at our cooperation partners’ shops and in Nordea Wallet.
• The credit interest is 14 % + 3-month Euribor. The account management fee is 5 euros per month and the paper invoice fee of 3 euros per invoice is charged if you have outstanding credit balance. The annual percentage rate of charge calculated on 1,500 euros of outstanding credit is 27.6% (February 2021).

With Tuohi Mastercard, you can pay your purchases in your next-door shop and at a holiday resort in the other side of the world, as the card is accepted as a means of payment in more than 35 million sales outlets worldwide. The card enables you to pay your purchases securely in online shops, and combined with the Apple Pay or Google Pay app, you can use it to make payments easily with your smartphone. The new contactless payment solutions also enable Tuohi Mastercard purchases with a ring or keyfob, for example.

Tuohi Mastercard brings flexibility to your essential household article purchases or your family’s unexpected expenses, since as a cardholder you always have a reserve fund in your pocket. You can decide yourself the repayment amounts of your purchases, and you can also transfer cash from the Tuohi Mastercard credit facility to your bank account. The credit limit on a Tuohi Mastercard can be 2,000 to 10,000 euros. Should your need for credit change, you can apply for a raise to your current credit limit any time. 

PriceGuard Insurance is a free additional benefit that comes automatically with your card. It helps you make your purchases in Finland at the best possible price. This means that the PriceGuard Insurance will compensate for the difference if you purchase a product at a higher price compared to the price at which the same item is sold somewhere else in Finland within 30 days of your purchase.  If the insurance terms and conditions are met, the difference will be credited to your account directly. The prerequisite for the refund is that you have made your purchase at shop in Finland or in a Finnish online shop and paid the purchase in full with your Tuohi Mastercard. The product-specific minimum refund is 20 euros and the maximum refund 500 euros. PriceGuard Insurance is issued by Tryg. The insurance covers any purchases made on your Tuohi Mastercard except where the Nordea Tuohi Mastercard is issued in conjunction with the first purchase at a store, that first purchase made in conjunction with the application and issuance of the Nordea Tuohi Mastercard will not be covered from the PriceGuard Insurance. 

Read more about how PriceGuard Insurance works or apply for a refund of a price difference.